Archive for December, 2007

How many bank accounts and credit cards should I have?

How many bank accounts and credit cards should I have?

Pepper asked: I am currently a college student with 2 checking accounts (Wamu- 3 years & BOA- 1 year) and 1 credit card (Citi- 1 year). I have always met the requirements for my checking accounts and paid all my credit card bills on time. As for loans, I do have about $10,000 of...
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Posted in Improve Credit Score | 9 Comments »

Why do I keep getting denied a credit card?

Why do I keep getting denied a credit card?

kim j asked: I have applied for cards @ Visa, department stores, Bank of America, my own friggin bank Washington Mutual, and have got nothing, zilch, nada! So can someone tell me what’s the deal? I’m a 19 year old full time student, part-time worker who @ the moment has no financial responsibilities, so...
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Posted in Uncategorized | 10 Comments »

What is Credit? How does it work? and why is it important?

kandy226 asked: Financial credit of course.. can you explain it?!
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Posted in Uncategorized | 1 Comment »

Being denied a job due to a discrepancy on credit report, possible?

Being denied a job due to a discrepancy on credit report, possible?

George G asked: For some reason when i first got my apartment, the manager said 2 names came back on the credit report, due to this he denied us the apartment until I came back with proof from the social security administration that I am who I am basically. Could the same thing happen...
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Posted in Uncategorized | 4 Comments »

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