teneff88 asked:


I’m 18 years old and have a savings and checking account. I have a steady fulltime job that pays me 400 a week (gross pay). I’ve applied for credit cards–regular major cards, student cards (I am also a fulltime college student), gas cards, and department store cards–and I keep getting denied. I know theres those cards out there that are made for people with no or bad credit but you gotta pay like $200 the first time to even activate the dumb thing to pay for the charges which I don’t think is right. I asked my friends with credit cards and they didnt have to pay anything for their’s. I can’t get loans either cuz my parents can’t co-sign since their credit is really bad. What do I do? Where do i start? All I wanna do is finance a computer and/or build some credit for my future.

JD asked:


I currently have two credit cards, but would like to get one final one. I’ve been getting turned down for a few recently that I thought sounded good. What are some good cards and websites where I can get a credit card that almost every gets approved for? I’m young(21) and trying to establish some more credit. My friend got approved for a Best Buy credit card tonight and his credit isn’t that good. However, I just want a main card(for example: visa, discover) and not a store card. Thanks for any help.

londonhawk asked:


and Credit Card Defaults is more important than a one time tax break?
Help could be defined as interest rate caps and federal refinance programs into morestable loan products like fixed rate mortgages.

doc_brown17 asked:


Trying to build up some credit so that next year around this time I can purchase a car. I am in the National Guard and I will spend 7 months starting January 2008 doing training and when I come back I plan on buying a car?