Archive for January, 2008

How will requesting a new credit card but not activating it affect my credit?

How will requesting a new credit card but not activating it affect my credit?

i rock! asked: I requested a new credit card with a lower interest rate than my two cards now with the intentions of paying off the two cards with my new card. The new card credit limit is not enough to pay off the other two, however, so I don’t want it anymore. I...
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Posted in Improve Credit Score | 3 Comments »

Can my bad credit get me denied in the FL credit background check?

Can my bad credit get me denied in the FL credit background check?

KLLMLL22 asked: My credit is really bad and I want to know if it will make me disqualified. I know that they do a background credit check, but what is it they actuallu look for. I lost my job and I am in a region that is a very poor work economy and I...
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Posted in Uncategorized | 3 Comments »

What’s a good credit card for an 18 year old to start building good credit?

What’s a good credit card for an 18 year old to start building good credit?

Felica C asked: I’d really like to get one, because I know how to not abuse it, and I have the money to pay it back. Thanks.
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Posted in Building Good Credit | 7 Comments »

How important is maintaining good Credit if I already own house & car outright and have a stable job & income?

How important is maintaining good Credit if I already own house & car outright and have a stable job & income?

firrdoz asked: What tangible benefit is it for someone to have and maintain good credit if that person owns a house and a car already outright, and has a decent, reliable job? Is it just for getting a bunch of credit-cards? I don’t use them anyway, I usually just pay cash or use my...
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Posted in Uncategorized | 8 Comments »

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