Archive for February, 2008

How important is your credit rating when being hired?

How important is your credit rating when being hired?

KorieSmile asked: I’m not being hired for a bank or financial institute. I’ve never thought of this before as the last time I had a background check was back in 2001. I have a credit card debt (but I’m working to get that taken care oof) and they don’t look good on...
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Posted in Uncategorized | 1 Comment »

How do you lower your credit limit without lowering your overall credit score?

How do you lower your credit limit without lowering your overall credit score?

Tim asked: I have only have one revolving credit card, and I have a very high credit score. Because of this overall score they subsequently increase my credit line, even though I don’t ask for or use this revolving line of credit. Question? I have been told if you ask for a credit line...
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Posted in Improve Credit Score | 11 Comments »

What credit score is needed to get the best fixed rate for consolidating accounts?

What credit score is needed to get the best fixed rate for consolidating accounts?

Dottie asked: Any suggestions on how to raise credit scores in the range of 597-607 received from all 3 credit reporting agencies. I have 2 mortgages which was done by the mortgage company a couple years ago to help my credit and both have high rates, 1 car loan, 5 credit cards, and a small...
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Posted in Improve Credit Score | 4 Comments »

hello, why credit cards are important when you need to buy house?

hello, why credit cards are important when you need to buy house?

behej asked: hi, I’m little bit confusing can buy houses by credit cards in US? (it’s relevant about subprime crisis) how people buys their houses in US? is it important credit cards? thank you!!!
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Posted in Uncategorized | 4 Comments »

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