Archive for June, 2008

Is credit card debt considered an open account or a written contract?

Is credit card debt considered an open account or a written contract?

Stephen S asked: I live in the State of Georgia and am being sued over an old credit card that I defaulted on. It has been more than 4 years but less than 6 years since the date of default, so depending on whether credit card debt is considered an open account or...
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Posted in Improve Credit Score | 3 Comments »

How important is credit to you?

Millenium Plus asked: Do you know what your score is Need to be at least 630. Dont use a credit card with a limit of $ 500.00 no more that $200.00. Do you know that can mess up your credit Paying cash is not good. You can not show lenders responsiblity with that. You cant go...
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Posted in Uncategorized | 1 Comment »

How to keep important documents and credit cards money safe while in college dorm?

bestro211 asked: I don’t really want to buy a lock box since someone can just take the whole thing. How do i keep my credit cards, wallet, money safe? Should i hide it? Like in my dirty laundry? I need some tips, what do you guys do to keep your money safe?
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Posted in Uncategorized | 3 Comments »

What is the best credit card to apply for to rebuild credit?

What is the best credit card to apply for to rebuild credit?

Lisa D asked: I have a pretty low credit score (597) and want to begin rebuilding my credit. The score is low from charge offs about 3 years ago. Is there a certain bank or credit card that is easier on people like me that will give me a credit card? And...
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Posted in Improve Credit Score | 5 Comments »

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