Archive for September, 2008

I would really like to know if there is such a thing as ” Loans for really bad credit” ?

I would really like to know if there is such a thing as ” Loans for really bad credit” ?

lunchlady9828 asked: I am considering applying for a loan but the problem is that me and my husband have really bad credit ( bankruptcy, collections ). I have looked on-line and have found alot of them but i dont know how safe they are?
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Posted in Uncategorized | 2 Comments »

Building credit with many smaller purchases, or one large purchase per billing period? Which is faster?

Building credit with many smaller purchases, or one large purchase per billing period? Which is faster?

SomeGuy asked: Will it be better, and/or faster, to build my credit by making several smaller purchases per month or one to two larger purchases? I am ordering several items from a single merchant that can either be grouped together, or purchased separately. Also, my credit limit is quite low. Do I still keep...
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Posted in Building Good Credit | 1 Comment »

How can I start building good credit?

How can I start building good credit?

Krazzykay asked: I have no credit at all because I am still a student who has not started paying off student loans yet. I don’t have any credit cards, I refuse to get one because of the trouble that could lead to. I have a car that is all paid off because it was...
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Posted in Building Good Credit | 10 Comments »

How many credit cards should you have to rebuild credit?

How many credit cards should you have to rebuild credit?

Nikita asked: I am trying to rebuild my credit after ID theft, a couple of problems that were mine and years of basically not having any credit reported. (I primarily use my debit card and pay cash for everything). I make good money now and am trying to rebuild in order to purchase a...
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Posted in Improve Credit Score | 8 Comments »

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