Raï asked: In all honesty, I do NOT want a credit card. They definitely ruined my dad’s life and I don’t want to make things hard on myself as soon as I move out and start a life. I was wondering with today’s society, how important is it to have a credit card? Is...
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Archive for November, 2008
How important is it to get a credit card?
How do I close empty credit card accounts?
atg28 asked: I have recently checked my credit report and I realized I had several credit card accounts which were unused for several years running with a zero balance for some time. I would like to close them to resolve my accounts and improve my overall credit. I have to admit that some of...
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As far as credit history building is concerned, does it help to use 2 credit cards compared to one?
aeg22 asked: I haven 2 credit cards but i never used the other one. Does it help to use both to build credit? Does it harm my credit not using the other one? They are from different banks. I am renting an apartment and paying my light bills, does it help build credit too?...
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What is the best credit card for an 18 trying to build credit?
illusional_reveur asked: I’m soon to be 18 and am looking to get a credit card to help build credit. My dad said the best thing to do is to just use it to buy gas, but I’m not really all that up to date on how credit cards work and which ones are the...
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