dwaindaddy asked: I am thinking about allowing a credit counseling service (Take Charge America) to consolidate all my unsecured credit. Will this help or hurt my credit rating once I complete the program in about 3.5 years?
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Archive for November, 2008
How will credit counseling services affect my credit rating?
Is credit really that important?
Miss Mayhem asked: I am paying off my credit cards and doing away with them. I have no plans to buy a house, rather am saving to buy land outright and building a house on it. Also, I buy my cars in cash and just save up for them over time. So why do...
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Building good credit: Does it help to have various types of credit cards?
H2Oskier asked: I currently have two Mastercards– one from my bank, and one from Capital One. My credit has been steadily improving. Would it help to have other cards, ie. Discover, American Express, etc??
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