Post from February, 2009

Feb 05

Based on a credit report what does there are too many delinquent past or present credit obligations mean?

Thursday, 5. February 2009 23:57

Sheila F asked:

I am 19 and recently decided to try to apply for a credit card and i got denied. On the denial letter it stated that based on the credit report there are too many delinquent past or present credit obligations. Can someone please break that down for me please dont really understand what they mean. Now mind you to my knowledge i have no credit because i have never applied for a credit card. Can someone please help?

Tags: credit turned down, fix credit mistakes, building good credit, federal school loans

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Category:Credit Card Repair | Comments (6) | Author: Credit Issues Admin

Feb 05

why does my credit report show bankruptcy when i have never filed bankruptcy in my life?

Thursday, 5. February 2009 23:06

firefighter727th asked:

my credit has been denied for the reason of bankruptcy but i have never filed bankruptcy

Tags: federal school loans, loans, credit, credit denial

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Category:Credit Card Repair | Comments (6) | Author: Credit Issues Admin

Feb 05

If you’re not approved over the phone are you definitely denied with a credit card company?

Thursday, 5. February 2009 16:32

diamond257 asked:

credit card applications over the phone

Tags: why worry about good credit, rebuilding credit, building good credit, raising credit limit

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Category:Credit Card Repair | Comments (4) | Author: Credit Issues Admin

Feb 03

recently applied for a new credit card should i activate it?

Tuesday, 3. February 2009 23:43

Brownbrotha31 asked:

I recently applied for a credit card to help raise my credit score faster.. i really have no plans on using the card but i wanted to have it just incase i needed it. i was under the assumption that applying for a credit card wont affect my credit unless i am denied for the card itself which i was accepted and the card is in the mail. Now im torn for on what i should do. My credit has already been pulled and wondering should i go ahead and activate the card when it gets here or just cut it up?

Tags: credit card denial, raising credit limit, loans, your credit score

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Category:Credit Card Repair | Comments (4) | Author: Credit Issues Admin

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