Credit Issues: The Good And the Bad » Improve Credit Score http://Credit-Blog.net Mon, 19 Jul 2010 16:04:52 +0000 en hourly 1 http://wordpress.org/?v=3.0.4 What is a good credit score to have when trying to purchase a new home? http://Credit-Blog.net/improve-credit-score/what-is-a-good-credit-score-to-have-when-trying-to-purchase-a-new-home/ http://Credit-Blog.net/improve-credit-score/what-is-a-good-credit-score-to-have-when-trying-to-purchase-a-new-home/#comments Mon, 05 Jan 2009 16:04:18 +0000 Credit Issues Admin http://credit-blog.net/credit/what-is-a-good-credit-score-to-have-when-trying-to-purchase-a-new-home/ good credit
alloure2001 asked:


How long does it take to go from poor credit to good credit? Are there some specific things that can be done to expedite getting to a good credit standing?

]]> http://Credit-Blog.net/improve-credit-score/what-is-a-good-credit-score-to-have-when-trying-to-purchase-a-new-home/feed/ 6 What are some good ways to rebuild credit? http://Credit-Blog.net/improve-credit-score/what-are-some-good-ways-to-rebuild-credit/ http://Credit-Blog.net/improve-credit-score/what-are-some-good-ways-to-rebuild-credit/#comments Mon, 05 Jan 2009 05:45:48 +0000 Credit Issues Admin http://credit-blog.net/credit/what-are-some-good-ways-to-rebuild-credit/ good credit
Steamed Bean Bun asked:


What are some good ways to rebuild credit besides paying credit cards and bills on time? We already do these things and wanted to know if there was anything else we could do.

]]> http://Credit-Blog.net/improve-credit-score/what-are-some-good-ways-to-rebuild-credit/feed/ 3 What credit card would you recommend for someone trying to re-establish good credit history? http://Credit-Blog.net/improve-credit-score/what-credit-card-would-you-recommend-for-someone-trying-to-re-establish-good-credit-history/ http://Credit-Blog.net/improve-credit-score/what-credit-card-would-you-recommend-for-someone-trying-to-re-establish-good-credit-history/#comments Sat, 03 Jan 2009 16:41:57 +0000 Credit Issues Admin http://credit-blog.net/credit/what-credit-card-would-you-recommend-for-someone-trying-to-re-establish-good-credit-history/ good credit
Tamborine asked:


I have decent credit but I had cancelled all my cards when trying to get out of debt. I am now free of all unsecured debt but I need to have a card so in the future I won’t be hurt by having no credit.

I’m thinking I want a card with no annual fee and a low APR. The card would only be used very occassionally and paid off immediately. I have no desire to repeat previous mistakes.

Does anyone have any recommendations for a good card for this purpose?
Okay, as I said, but everyone is skipping, is that I have decent credit. My credit score is 700.

When I got into trouble I went into debt consolidation right away BEFORE my credit got screwed up.

But I do appreciate those of you who are taking the time to answer.

]]> http://Credit-Blog.net/improve-credit-score/what-credit-card-would-you-recommend-for-someone-trying-to-re-establish-good-credit-history/feed/ 11 How long are credit cards good for? http://Credit-Blog.net/improve-credit-score/how-long-are-credit-cards-good-for/ http://Credit-Blog.net/improve-credit-score/how-long-are-credit-cards-good-for/#comments Fri, 02 Jan 2009 05:28:14 +0000 Credit Issues Admin http://credit-blog.net/credit/how-long-are-credit-cards-good-for/ good credit
ers asked:


I know each credit card has an expiration date. For whatever reason, I am curious how long they are valid for. Like, how many years is a card good for before it expires and you receive a new one? I have never kept track of how long I’ve had one before it expires. Thanks!

]]> http://Credit-Blog.net/improve-credit-score/how-long-are-credit-cards-good-for/feed/ 1 How good of credit do you have to have to receive approval on a federal direct plus loan? http://Credit-Blog.net/improve-credit-score/how-good-of-credit-do-you-have-to-have-to-receive-approval-on-a-federal-direct-plus-loan/ http://Credit-Blog.net/improve-credit-score/how-good-of-credit-do-you-have-to-have-to-receive-approval-on-a-federal-direct-plus-loan/#comments Fri, 02 Jan 2009 05:10:49 +0000 Credit Issues Admin http://credit-blog.net/credit/how-good-of-credit-do-you-have-to-have-to-receive-approval-on-a-federal-direct-plus-loan/ good credit
qdl3288 asked:


If my parents wanted to take out a federal direct plus loan, what are the chances of approval if there credit is not good but not horrible either with a credit score between 630-640 and prior bankruptcies.

]]> http://Credit-Blog.net/improve-credit-score/how-good-of-credit-do-you-have-to-have-to-receive-approval-on-a-federal-direct-plus-loan/feed/ 2 How long does it take to build good credit? http://Credit-Blog.net/improve-credit-score/how-long-does-it-take-to-build-good-credit/ http://Credit-Blog.net/improve-credit-score/how-long-does-it-take-to-build-good-credit/#comments Tue, 30 Dec 2008 21:45:22 +0000 Credit Issues Admin http://credit-blog.net/credit/how-long-does-it-take-to-build-good-credit/ good credit
Work and School asked:


I want to apply for this new citi bank rewards credit card. They say you have to have good credit in order to get approved. I’m 19, I’ve had a student credit for 7 months. I have always paid the bill on time and just got my credit line increased. Some people say it takes 6 months to build good credit, is that really true?

]]> http://Credit-Blog.net/improve-credit-score/how-long-does-it-take-to-build-good-credit/feed/ 4 How do you cancel a credit card without losing a lot of good credit record? http://Credit-Blog.net/improve-credit-score/how-do-you-cancel-a-credit-card-without-losing-a-lot-of-good-credit-record/ http://Credit-Blog.net/improve-credit-score/how-do-you-cancel-a-credit-card-without-losing-a-lot-of-good-credit-record/#comments Tue, 30 Dec 2008 16:33:42 +0000 Credit Issues Admin http://credit-blog.net/credit/how-do-you-cancel-a-credit-card-without-losing-a-lot-of-good-credit-record/ good credit
magicbob_10 asked:


I have a Bank of America Credit Card and they just double the interest rate to 28 percent even to all good customers. I know by canceling it hurts my credit history.

]]> http://Credit-Blog.net/improve-credit-score/how-do-you-cancel-a-credit-card-without-losing-a-lot-of-good-credit-record/feed/ 6 What are good credit cards for my first credit card? http://Credit-Blog.net/improve-credit-score/what-are-good-credit-cards-for-my-first-credit-card/ http://Credit-Blog.net/improve-credit-score/what-are-good-credit-cards-for-my-first-credit-card/#comments Mon, 29 Dec 2008 22:11:54 +0000 Credit Issues Admin http://credit-blog.net/credit/what-are-good-credit-cards-for-my-first-credit-card/ good credit
Kelly M asked:


I am a newly eightteen year old and my mom has been building my credit history for the last two years, so i have phenomial credit history.
I am looking for a credit card that has a good rewards program for me.
I looked into the american eagle card but it seems like it takes a lot to get rewards.

Any ideas?

]]> http://Credit-Blog.net/improve-credit-score/what-are-good-credit-cards-for-my-first-credit-card/feed/ 14 What credit card is good to pay for college? http://Credit-Blog.net/improve-credit-score/what-credit-card-is-good-to-pay-for-college/ http://Credit-Blog.net/improve-credit-score/what-credit-card-is-good-to-pay-for-college/#comments Sun, 28 Dec 2008 04:06:49 +0000 Credit Issues Admin http://credit-blog.net/credit/what-credit-card-is-good-to-pay-for-college/ good credit
dany72190 asked:


I’m planning to attend college next year and well I’m planning to get a credit card to pay for college since that’s the only way i can pay(personal reasons) So anyway…someone can tell me which one is good?

]]> http://Credit-Blog.net/improve-credit-score/what-credit-card-is-good-to-pay-for-college/feed/ 2 good credit? http://Credit-Blog.net/improve-credit-score/good-credit/ http://Credit-Blog.net/improve-credit-score/good-credit/#comments Sat, 27 Dec 2008 14:22:50 +0000 Credit Issues Admin http://credit-blog.net/credit/good-credit/ good credit
Brittany B asked:


I was wondering what is considered a good credit score? I checked mine, and it seems pretty high, but I need a personal loan for 3000, so that I can move accross the country… I work as a Student Loan Specialist, answering questions and what not, but we’re still not trained on what is considered a “good” credit score… does anyone know the ranges on them? any help would be great, thanks.

MIRABELLE
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