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Improve Credit Score
Credit is a general discussion about credit and all aspects of credit.
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How do I close empty credit card accounts?
atg28 asked: I have recently checked my credit report and I realized I had several credit card accounts which were unused for several years running with a zero balance for some time. I would like to close them to resolve my accounts and improve my overall credit. I have to admit that some of...
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What is the best credit card for an 18 trying to build credit?
illusional_reveur asked: I’m soon to be 18 and am looking to get a credit card to help build credit. My dad said the best thing to do is to just use it to buy gas, but I’m not really all that up to date on how credit cards work and which ones are the...
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How will credit counseling services affect my credit rating?
dwaindaddy asked: I am thinking about allowing a credit counseling service (Take Charge America) to consolidate all my unsecured credit. Will this help or hurt my credit rating once I complete the program in about 3.5 years?
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