Which is the best Credit Card to apply for with little or bad credit?

8 Responses to Which is the best Credit Card to apply for with little or bad credit?

1. 

   gonzo on January 28, 2009 at 2:11 pm

   You will be most likely approved for a Secured credit card.
   You can apply for one at your local branch.
2. 

   that*girl*713 on January 31, 2009 at 11:16 am

   citi card, are by far the best, when having little credit
3. 

   SPIFIMAN1 on February 1, 2009 at 12:56 pm

   Try Capital One, H.S.B.C., Orchard bank and First Premier.
4. 

   mikeyandres2 on February 3, 2009 at 2:40 am

   I have to second A First premier secured card. They have reasonable intrest rates and do report to all 3 bureaus.
5. 

   Peter R on February 3, 2009 at 10:31 pm

   The best answer for you is Not to apply for another credit card..especially if you have a history of not being able to manage one. Credit cards make huge money for the banks at your expense…pay cash when you can afford to and don’t buy when you can’t….credit cards are like a drug, an easy fix…fine till you eventually wake up!
6. 

   Destined2BeQ on February 4, 2009 at 6:08 am

   I have a secured HSBC Orchard Bank card. It’s wonderful! They report to all 3 credit bureaus. I pay in full and only use about 30% of my available credit. At the time of application, I had to give them $200 and that determined my credit limit. That’s the way to go.
7. 

   david a on February 6, 2009 at 6:12 am

   you might want to go here to compare them, pick one that is right for u
8. 

   Gary H on February 8, 2009 at 1:10 am

   There are more that a few lenders who specialize in credit cards for people with bad credit. You just have to look a little harder than most people have to.

   And getting a card after you’ve had a few problems doesn’t necessarily mean that you have a higher than normal rate. Like I said, you’ll just have to compare between credit lines, yearly fees, and interest percentages. Just make sure you do your homework BEFORE you commit, and you’ll be fine.

   You can find some offers for credit cards, both secured and unsecured here: