Building Good Credit

Credit Issues Admin — Wed, 30 Dec 2009 12:26:19 +0000

OhioAttorneyGeneral asked:

“Building good credit” from Dublin Coffman High School was produced as part of the 2009 Take Action Public Service Announcement contest to promote financial literacy among high school students. To see more videos, or to learn more about the Ohio Attorney General’s office, check out www.speakoutohio.gov.

Tags: credit, high risk lenders, getting loans with bad credit, credit denied

Share and Enjoy:

Building Good Credit – Starting Out

Credit Issues Admin — Sat, 12 Dec 2009 05:11:02 +0000

TipsNet asked:

As you enter the world of adulthood you can start with a clean financial slate and start building your credit score. There are a few ways to do this, all of which if used in the right way can do much to bolster your score, but you need to approach these alternatives with a degree of caution so you don’t make financial trouble for yourself.

Tags: credit score repair, rebuilding credit, restoring credit, student loans

Share and Enjoy:

Raise Credit Score – Best Ways To Raise Your Credit Score

Credit Issues Admin — Thu, 16 Jul 2009 23:09:25 +0000

Howcast asked:

Repair your credit with these steps to financial fitness.

Many people are looking for ways to raise their credit score because after all having a good credit score is very beneficial. When you are looking for a loan you should have a high credit score so that you have the best chance you can to get a low interest loan. If you get into financial trouble or into debt then your credit score can suffer greatly form this. There are some things that you can do to raise your credit score and this is something you should follow to better improve your financial standing.

Find Free: Raise Credit Score Now

First you need to obtain a copy of your credit report so that you can check to see if there are any negative marks on it. If so then you can dispute those items with the credit agency and it is up to them to prove that those marks are valid. If the agency can not get confirmation within a 30 day period that in fact the negative items are accurate on your credit report then they by law must remove them.

You Can: Improve Your Credit Rating

Another great way to raise your credit rating is to always pay your credit card on time. We all get busy and sometimes we can forget to pay them on time but it is always better to never be late.

If you have large balances on your credit cards you need to work to pay these down because having a lot of high balances will keep your credit score low. One great way to do this is to pay extra payments on your bills each month and many people find extra money that they thought they did not have to pay this with.

Remember that raising your credit score is important and you should do something about it now. Get the help you need to raise your score today.

By: Bryan Burbank

About the Author:

Bryan Burbank is an expert in the field of Finance and Credit Ratings. For more information go to: http://www.bigloanguide.com

Tags: loans, restoring credit, fix credit mistakes, rebuilding credit

Share and Enjoy:

Repairing a Bad Credit History: Debt Management Tips

Credit Issues Admin — Sat, 14 Mar 2009 01:50:05 +0000

eHow asked:

Repairing bad credit starts by contacting the credit bureaus and having duplicate or old information removed from a credit report. Fix low credit scores and reports by working with creditors and credit agencies with advice from acertified public accountant and credit counselor in this free video on debt management. Expert: Jerrie Guthrey Bio: Jerrie Guthrey has been a certified public accountant and credit counselor since 1992. Filmmaker: Jack Guthrey

Tags: credit denial, credit card denial, raising credit limit, fix credit mistakes

Share and Enjoy:

Based on a credit report what does there are too many delinquent past or present credit obligations mean?

Credit Issues Admin — Fri, 06 Feb 2009 04:57:28 +0000

Sheila F asked:

I am 19 and recently decided to try to apply for a credit card and i got denied. On the denial letter it stated that based on the credit report there are too many delinquent past or present credit obligations. Can someone please break that down for me please dont really understand what they mean. Now mind you to my knowledge i have no credit because i have never applied for a credit card. Can someone please help?

Tags: credit turned down, building good credit, fix credit mistakes, federal school loans

Share and Enjoy:

why does my credit report show bankruptcy when i have never filed bankruptcy in my life?

Credit Issues Admin — Fri, 06 Feb 2009 04:06:27 +0000

firefighter727th asked:

my credit has been denied for the reason of bankruptcy but i have never filed bankruptcy

Tags: credit, loans, credit denial, federal school loans

Share and Enjoy:

If you’re not approved over the phone are you definitely denied with a credit card company?

Credit Issues Admin — Thu, 05 Feb 2009 21:32:08 +0000

diamond257 asked:

credit card applications over the phone

Tags: building good credit, rebuilding credit, raising credit limit, why worry about good credit

Share and Enjoy:

recently applied for a new credit card should i activate it?

Credit Issues Admin — Wed, 04 Feb 2009 04:43:29 +0000

Brownbrotha31 asked:

I recently applied for a credit card to help raise my credit score faster.. i really have no plans on using the card but i wanted to have it just incase i needed it. i was under the assumption that applying for a credit card wont affect my credit unless i am denied for the card itself which i was accepted and the card is in the mail. Now im torn for on what i should do. My credit has already been pulled and wondering should i go ahead and activate the card when it gets here or just cut it up?

Tags: loans, credit card denial, your credit score, raising credit limit

Share and Enjoy:

How reliable are credit reports?

Credit Issues Admin — Sun, 01 Feb 2009 08:53:36 +0000

Enlightenme! asked:

The reason I am asking is because I had been abroad for a few years and am now resettling back in the States.

I went to open a bank account since I closed it and requested a credit card.

I got a letter in the mail the other day which explained I been denied a credit card. Although I did have a problem I did settle the debt less than 6 months ago.

Anyway, I went on the website as it suggested in the letter to view my credit report and it appeared to be clean with none of the reasons for my denial mentioned in the letter.

Is it common for these ‘credit check’ companies to make errors??

I would like to know:

1. What action should I take? (I plan to call them tomorrow), action I can take if they are mistaken?

2. If there is a problem and I clear it up, how long could it take for me to get approval and get a credit card?

Thanks.
I closed my bank accounts at this same bank previously and noticed it did mention that my accounts were closed previously on my credit report. Can this be perceived as a red flag?

Tags: capital one, business credit cards, rebuilding credit, college loans

Share and Enjoy:

What is a good credit card to start out with?

Credit Issues Admin — Sun, 01 Feb 2009 01:24:31 +0000

koutekinte asked:

I’ve applied for several credit cards and I keep getting denied because I have 0 credit. Meaning I have never had a credit card or done anything with my credit.

Tags: college loans, federal school loans, rebuilding credit, student loans

Share and Enjoy: