<?xml version="1.0" encoding="UTF-8"?><rss version="0.92">
<channel>
	<title>Credit Issues: The Good And the Bad</title>
	<link>http://Credit-Blog.net</link>
	<description></description>
	<lastBuildDate>Mon, 19 Jul 2010 16:04:52 +0000</lastBuildDate>
	<docs>http://backend.userland.com/rss092</docs>
	<language>en</language>
	<!-- generator="WordPress/3.0.4" -->
<xhtml:meta xmlns:xhtml="http://www.w3.org/1999/xhtml" name="robots" content="noindex" />

	<item>
		<title>Fix My Credit &#8211; part 2</title>
		<description><![CDATA[Let&#8217;s say you bring home four thousand dollars a month. That&#8217;s a pretty good income to a lot of people, but it&#8217;s not going to buy you six cars and a mansion. There just isn&#8217;t enough cash flow there. There are some expenses that are unavoidable, (and taxes are one, which is why we said &#8220;bring home;&#8221; it&#8217;s income after taxes) such as insurance (although you should insure yourself for most things) food, clothing, utilities, you get the idea. Let&#8217;s assume that these types of basic needs expenses should consume no more than 30% or so of your income, and the smaller that percentage is, the better. So in our example, that would mean that we need to budget no more than around $1,200.00 a month for all of those things, leaving us with $2,800.00 for everything else. We still don&#8217;t have a car or a house yet, or any furniture for that matter, so let&#8217;s see where the rest of it goes. Very few lenders will allow someone to borrow more than about 48% of their income to buy a house, which means your payment can&#8217;t be higher than $1,920.00 dollars. But my goodness, that&#8217;s a LOT of house. [...]]]></description>
		<link>http://Credit-Blog.net/building-good-credit/fix-my-credit-part-2/</link>
			</item>
	<item>
		<title>Fixing Bad Credit (article series) &#8211; part 1</title>
		<description><![CDATA[Some things are harder to do than others. It&#8217;s pretty easy to fall down when you begin to surf for the first time, for instance. It&#8217;s not hard to keep from falling down walking across the street &#8211; at least, not if you&#8217;re older than about three. Unfortunately, most people enter their adult lives completely unprepared from a financial standpoint and end up having to go through the process of learning to surf through the currents and massive waves in the ocean of money issues that await them. Falling down is pretty normal in that case, and unfortunately fixing bad credit is a little bit tougher than just getting wet and crawling back up on your board again. Odd analogies aside, it&#8217;s not going to be easy to fix your bad credit history. the key word there is history. It took you some time to get into the mess you&#8217;re in, it&#8217;s going to take you some time to get out again. Actually, fixing bad credit isn&#8217;t really hard, not like scaling mount Everest hard, but it is going to take something that very few people seem to take the time to develop &#8211; discipline. Discipline involves making some decisions [...]]]></description>
		<link>http://Credit-Blog.net/building-good-credit/fixing-bad-credit-article-series-part-1/</link>
			</item>
	<item>
		<title>Fix Your Credit &#8211; Part 3</title>
		<description><![CDATA[So now you know why you are in the bad credit situation you&#8217;re in, and that&#8217;s that you&#8217;ve given away all of your cash flow to other people. So let&#8217;s discuss how to get some of it back and start digging out of the hole you&#8217;re in. First, take out all of your credit cards right this second and get a big pair of scissors and go to work. All of them, debit cards included. No cards of any kind whatsoever. Until you get a real firm grip on your finances, plastic is a poison that will kill you over and over again. Get rid of it. Now that you&#8217;re on a cash system, you need to figure out the best and fastest way to get back a chunk of cash flow. The easiest way, of course, is to file for bankruptcy. Doing this will let someone else tell you how to do this. You&#8217;ll lose everything you own but you&#8217;ll get all of your cash flow back all at once. Which is why you shouldn&#8217;t do that. You may not be able to keep everything, but you don&#8217;t have to lose it all either. Besides, if you don&#8217;t figure [...]]]></description>
		<link>http://Credit-Blog.net/repairing-bad-credit/771/</link>
			</item>
	<item>
		<title>Building Good Credit</title>
		<description><![CDATA[OhioAttorneyGeneral asked: &#8220;Building good credit&#8221; from Dublin Coffman High School was produced as part of the 2009 Take Action Public Service Announcement contest to promote financial literacy among high school students. To see more videos, or to learn more about the Ohio Attorney General&#8217;s office, check out www.speakoutohio.gov.]]></description>
		<link>http://Credit-Blog.net/building-good-credit/building-good-credit/</link>
			</item>
	<item>
		<title>Building Good Credit &#8211; Starting Out</title>
		<description><![CDATA[TipsNet asked: As you enter the world of adulthood you can start with a clean financial slate and start building your credit score. There are a few ways to do this, all of which if used in the right way can do much to bolster your score, but you need to approach these alternatives with a degree of caution so you don&#8217;t make financial trouble for yourself.]]></description>
		<link>http://Credit-Blog.net/building-good-credit/building-good-credit-starting-out/</link>
			</item>
	<item>
		<title>Raise Credit Score &#8211; Best Ways To Raise Your Credit Score</title>
		<description><![CDATA[Howcast asked: Repair your credit with these steps to financial fitness. Many people are looking for ways to raise their credit score because after all having a good credit score is very beneficial. When you are looking for a loan you should have a high credit score so that you have the best chance you can to get a low interest loan. If you get into financial trouble or into debt then your credit score can suffer greatly form this. There are some things that you can do to raise your credit score and this is something you should follow to better improve your financial standing. Find Free: Raise Credit Score Now First you need to obtain a copy of your credit report so that you can check to see if there are any negative marks on it. If so then you can dispute those items with the credit agency and it is up to them to prove that those marks are valid. If the agency can not get confirmation within a 30 day period that in fact the negative items are accurate on your credit report then they by law must remove them. You Can: Improve Your Credit Rating [...]]]></description>
		<link>http://Credit-Blog.net/building-good-credit/raise-credit-score-best-ways-to-raise-your-credit-score/</link>
			</item>
	<item>
		<title>Repairing a Bad Credit History: Debt Management Tips</title>
		<description><![CDATA[eHow asked: Repairing bad credit starts by contacting the credit bureaus and having duplicate or old information removed from a credit report. Fix low credit scores and reports by working with creditors and credit agencies with advice from acertified public accountant and credit counselor in this free video on debt management. Expert: Jerrie Guthrey Bio: Jerrie Guthrey has been a certified public accountant and credit counselor since 1992. Filmmaker: Jack Guthrey]]></description>
		<link>http://Credit-Blog.net/repairing-bad-credit/repairing-a-bad-credit-history-debt-management-tips/</link>
			</item>
	<item>
		<title>Based on a credit report what does there are too many delinquent past or present credit obligations mean?</title>
		<description><![CDATA[Sheila F asked: I am 19 and recently decided to try to apply for a credit card and i got denied. On the denial letter it stated that based on the credit report there are too many delinquent past or present credit obligations. Can someone please break that down for me please dont really understand what they mean. Now mind you to my knowledge i have no credit because i have never applied for a credit card. Can someone please help?]]></description>
		<link>http://Credit-Blog.net/credit-card-repair/based-on-a-credit-report-what-does-there-are-too-many-delinquent-past-or-present-credit-obligations-mean/</link>
			</item>
	<item>
		<title>why does my credit report show bankruptcy when i have never filed bankruptcy in my life?</title>
		<description><![CDATA[firefighter727th asked: my credit has been denied for the reason of bankruptcy but i have never filed bankruptcy]]></description>
		<link>http://Credit-Blog.net/credit-card-repair/why-does-my-credit-report-show-bankruptcy-when-i-have-never-filed-bankruptcy-in-my-life/</link>
			</item>
	<item>
		<title>If you&#8217;re not approved over the phone are you definitely denied with a credit card company?</title>
		<description><![CDATA[diamond257 asked: credit card applications over the phone]]></description>
		<link>http://Credit-Blog.net/credit-card-repair/if-youre-not-approved-over-the-phone-are-you-definitely-denied-with-a-credit-card-company/</link>
			</item>
</channel>
</rss>
<!-- This Quick Cache file was built for (  credit-blog.net/feed/rss/ ) in 0.69401 seconds, on May 20th, 2012 at 9:39 pm UTC. -->
<!-- This Quick Cache file will automatically expire ( and be re-built automatically ) on May 20th, 2012 at 10:39 pm UTC -->
