Repairing a Bad Credit History: Debt Management Tips

eHow asked: Repairing bad credit starts by contacting the credit bureaus and having duplicate or old information removed from a credit report. Fix low credit scores and reports by working with creditors and credit agencies with advice from acertified public accountant and credit counselor in this free video on debt management. Expert: Jerrie Guthrey...
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Based on a credit report what does there are too many delinquent past or present credit obligations mean?

Based on a credit report what does there are too many delinquent past or present credit obligations mean?

Sheila F asked: I am 19 and recently decided to try to apply for a credit card and i got denied. On the denial letter it stated that based on the credit report there are too many delinquent past or present credit obligations. Can someone please break that down for me please dont really...
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why does my credit report show bankruptcy when i have never filed bankruptcy in my life?

firefighter727th asked: my credit has been denied for the reason of bankruptcy but i have never filed bankruptcy
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If you’re not approved over the phone are you definitely denied with a credit card company?

If you’re not approved over the phone are you definitely denied with a credit card company?

diamond257 asked: credit card applications over the phone
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recently applied for a new credit card should i activate it?

recently applied for a new credit card should i activate it?

Brownbrotha31 asked: I recently applied for a credit card to help raise my credit score faster.. i really have no plans on using the card but i wanted to have it just incase i needed it. i was under the assumption that applying for a credit card wont affect my credit unless i am...
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How reliable are credit reports?

Enlightenme! asked: The reason I am asking is because I had been abroad for a few years and am now resettling back in the States. I went to open a bank account since I closed it and requested a credit card. I got a letter in the mail the other day which explained I been denied...
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