Posts Tagged ‘ Improve Credit Score ’

How can you raise you credit score even when you pay on time?

How can you raise you credit score even when you pay on time?

amhjp1820 asked: Ok, past credit messed me up. I have a judgement thats almost paid off. I am trying to raise my credit score.I have 3 new accounts that I’ve paid on time for over 1 year. I read that one way to raise your score is to ” piggy back” on a relatives...
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Posted in Improve Credit Score | 7 Comments »

Closing a credit card account that is inactive? How much will it affect my credit report?

Closing a credit card account that is inactive? How much will it affect my credit report?

jenahfah asked: I’ve had this account for about two years, and I haven’t used it in a long time, and I’m thinking of closing it but I don’t know how it would affect my credit report. This is a secure credit card, with only a $300 limit. I have two other credit cards that...
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Posted in Improve Credit Score | 4 Comments »

My credit card balance is over 50%. How long will it take my credit score to go back up?

My credit card balance is over 50%. How long will it take my credit score to go back up?

Casey asked: Hi. I recently just got my first credit card ever and used it to make a $1600 purchase. The credit limit is $3000, so obviously I’m over 50% of the balance, and I just learned that’s bad for credit scores. I expect to be able to pay off the purchase in the...
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Posted in Improve Credit Score | 3 Comments »

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