Posts Tagged ‘ Secured Card ’

What is the difference between a credit card and personal line of credit?

What is the difference between a credit card and personal line of credit?

blue11 asked: I have just applied for a Wells Fargo Credit Card–I also have a checking account with them as well. Anyways, i was approved for a secured credit card of 800 dollars and denied a personal line of credit? I have to send them 300 dollars for collateral to get my card. Can...
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Posted in Credit Card Repair | 4 Comments »

How do I build/repair my credit score?

How do I build/repair my credit score?

erin.danu asked: I have very limited credit history. I started this January. I read that I have to get a few credit cards to build credit history. I have a secured card from Citibank which only has 200 credit limit. A Citibank secured loan for 500. Bank of America gave me 4000 CL for...
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Posted in Building Good Credit | 8 Comments »

How Do I get a credit card, I keep applying and getting denied?

How Do I get a credit card, I keep applying and getting denied?

jai74lin asked: Every time I apply for a credit card I get a notice in the mail that says..Insufficient or lack of bank revolving credit. Even when I apply for store credit cards I get denied. I really don’t want a secured card. Any way to get one? I had bad credit..but within the...
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Posted in Uncategorized | 9 Comments »

credit situation, i need good answers please its very important?

jennifer s asked: if i were to get a secured credit card and literally only used $20 per month but paid it off on time and in full every single month, at average, in a year and a half wat will be my credit score?
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